Thomas J. Stanley, William D. Danko, The Millionaire Next Door, Trade Publishing, 1996
Ask anyone about the lifestyle of millionaires not just in America but in any country in the world, they will most likely tell you about yachts, luxury travels, expensive cars, dream homes, heavy consumption, expensive jewelry, etc. Very few people are likely to talk about frugality and a modest lifestyle, as the characteristic lifestyle of millionaires. A solid comprehensive breakdown of actions the average millionaire has taken to get to that point. The UAW and PAW formula helps many with a comparison point for their wealth accumulation journey.